That does NOT mean that payment has been cleared, but only that you've finished the Ebay checkout and that Paypal has sent the money request electronically. Australia - working days Your eCheck payment does not appear in your If your payment was denied, it means that the recipient chose not to accept it. Echecks, quite simply, are digital versions of the old paper check. How do eChecks work? acceptance such as confirmation click or some other means (signed contract, etc). How eChecks Work. eChecks work the same way a check does. Overview · The Electronic Check · What is eCheck technology?.